New Delhi: PM Jan Dhan Account If there is a member in your family who is about to become an adult or who has to fill his scholarship form while studying or wants to take benefit of government scheme and wants to open a bank account, then this is for you. There is going to be tremendous news. Modi government at the center is running such a scheme in which bank account can be opened without paying charges.
The government wants to provide banking facilities to the needy people with low income in rural and urban areas of the country, so for this the government is running PM Jan Dhan Account. But due to lack of information, people are not able to take advantage of facilities like zero balance, overdraft limit of Rs 10,000, accidental insurance of Rs 2 lakh on RuPay card.
In today’s era, it is very important for everyone to have a bank account, through which one can deposit part of one’s earnings in it or it becomes easier to avail the benefits of various government schemes. Crores of rupees are being opened in the country under the Pradhan Mantri Jan Dhan Yojana.
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Under this scheme, an overdraft limit of ₹ 2000 is immediately available on the bank account opened, apart from this, after operating this account after a few months, you get an overdraft limit of up to ₹ 10000. Apart from this, accidental insurance cover of up to Rs 2 lakh is given on RuPay card in your debit card. Apart from check book, passbook, you can do your RuPay Card transactions through online medium.
It is very easy to open a bank account under PM Jan Dhan Yojana, you can also open it through online medium. For which you can go to the government website and download the forms related to the scheme. You can submit photocopies of the required documents by going to your nearest bank branch.
Documents required for PM Jan Dhan Account
- Aadhar card
- PAN card
- Ration card
- driving license
- Voter ID Card
- mobile number
- passport size photo
